Under Minnesota’s No-Fault Automobile Insurance Act, Minn. Stat. § 65B.44, subd. 5 (2014), recovery of replacement services for the care and maintenance of a household is not contingent on actual replacement of those household services, as long as the injured person provides the care and maintenance of the home as their full-time responsibility. Schroeder v. Western Nat’l Mutual Insurance Co., A13-2289 (Minn. Ct. App. June 17, 2015).